Digital Money Lenders (DML), infamous for their exorbitant interest rates and aggressive debt recovery tactics, have acquired the reputation of loan sharks in Nigeria. An undercover investigation reveals the alarming extent to which these lenders resort to forgery, impersonations, and invasive breaches of privacy to recover their funds. The largely unregulated activities of these lenders are pushing vulnerable members of society to the brink, resulting in dire consequences for the nation’s lower…